Power your platform with ZERO Insurance as a Service
Drive revenue, increase customer trust, and offer seamless protection—fully integrated into your platform.


Why traditional insurance fails digital platforms
- Standard products don’t fit your business
- Insurers cannot keep up with the technical maturity of digital platforms
- Customer experience is an afterthought
An Insurance-as-a-Service model
that works for your business
Custom-built coverage designed for
your product and customers
Seamless API integration
allowing for truly embedded integration
End-to-end management –
from product creation to
claims handling
These product features speak for themselves
Every platform is different, and so is the protection it needs. We create fully customized insurance solutions tailored to your specific business model.
Our well-documented API makes it easy to embed insurance directly into your platform—fully automated and designed for an absolute frictionless customer experience.
Forget the complexity of insurance operations. We not only create the product but also manage policies, customer service, and claims handling—all while maintaining your platform’s look and feel.
Insurance as a Service is available for

Banks providing loans
Help your customers manage loan payments if sickness or job loss disrupts their finances.

Landlords renting properties
Help your tenants protect their rent payments, so they can remain in their homes.

Hardware subscription providers
Ensure your customers stay connected by covering their
device payments during financial hardships.

Car subscription providers
Keep your revenue consistent – and 
your customers on the road.
From idea to live insurance in just weeks
We ensure the integration of Invisible Insurance is as straightforward as it gets:
Firstly, we take care of the product together, then we deal with the technical integration.
The first step is to find out which insurance coverage is best for your customers and how you want to embed it into your offer. Besides product design, this phase also covers compliance, contracts, and process workshops.
Secondly, we take care of the technical implementation. Use our SDKs and APIS to embed the coverage into your checkouts and to integrate with ZERO’s technical interface. By using the API connection, you can add or remove members, manage contracts and much more. Even if you want to change something manually, you can do so via our web interface, which gives you unrestricted access to the insurance.
Frequently asked questions
about Insurance as a Service