Power your platform with ZERO Insurance as a Service


Drive revenue, increase customer trust, and offer seamless protection—fully integrated into your platform.

Why traditional insurance fails digital platforms

  • Standard products don’t fit your business
  • Insurers cannot keep up with the technical maturity of digital platforms
  • Customer experience is an afterthought

Benjamin
Director of Business Development

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These product features speak for themselves

Every platform is different, and so is the protection it needs. We create fully customized insurance solutions tailored to your specific business model.

Our well-documented API makes it easy to embed insurance directly into your platform—fully automated and designed for an absolute frictionless customer experience.

Forget the complexity of insurance operations. We not only create the product but also manage policies, customer service, and claims handling—all while maintaining your platform’s look and feel.

From idea to live insurance in just weeks

We ensure the integration of Invisible Insurance is as straightforward as it gets: 
Firstly, we take care of the product together, then we deal with the technical integration.  

The first step is to find out which insurance coverage is best for your customers and how you want to embed it into your offer. Besides product design, this phase also covers compliance, contracts, and process workshops.

Secondly, we take care of the technical implementation. Use our SDKs and APIS to embed the coverage into your checkouts and to integrate with ZERO’s technical interface. By using the API connection, you can add or remove members, manage contracts and much more. Even if you want to change something manually, you can do so via our web interface, which gives you unrestricted access to the insurance. 

Frequently asked questions
about Insurance as a Service

Basically, the suffix “as a service” indicates that it is a form of cloud computing. Insurance as a Service refers to a sales model of an InsurTech company with which insurance solutions are offered in the digital space, e.g., on platforms or websites. The term Insurance as a Service is often abbreviated with its acronym “IaaS”.  

The usage of our infrastructure in general is free of charge. However, we charge insurance premiums based on the selected coverages.

Today, we offer a unique Payment Protection to cover financial obligations such as subscription rates, rents, or loans.

Ready to get started?