Offer built-in
payment protection with
your car subscriptions
ZERO covers missed payments when customers face financial hardship. Keep your revenue consistent and your customers on the road.

Supported by
There’s no easy way to recover lost customer payments.
Credit checks don’t predict future
financial setbacks.
Taking legal action costs more than
the lost revenue.
Service suspensions still leave you
unpaid.
ZERO protects your subscription payments,
even when customers can’t pay.
One low monthly fee
for customers.
We manage compliance, claims,
and payouts.
Offer a worry-free, all-inclusive
alternative to leasing.
WHITE-LABELED INSURANCE PRODUCT
Get a fully built insurance product,
ready to sell.
ZERO delivers a turnkey payment protection product with all required contracts and compliance. Simply add it to your service, and it’s ready to go.


FULL SERVICE CLAIMS MANAGEMENT
When your customers file a claim,
we handle it all.
Support your customers in the midst of their financial hardship — they can file a claim straight from your platform. We review and approve within 72 hours, then send you the money.
FLEXIBLE PACKAGING & UX
Make payment insurance an
easy choice at checkout.
Support your customers in the midst of their financial hardship — they can file a claim straight from your platform. We review and approve within 72 hours, then send you the money.


TRANSPARENT PRICING
Premiums starting at 10€…
without health checks.
Unlike other policies, this one skips the lengthy health assessment and is available to nearly everyone for a small fee.
ZERO has been a game-changer for our car subscriptions, giving everyone peace of mind while ensuring we never miss a payment. It’s seamless, reliable, and keeps our revenue steady – even when life throws curveballs at our customers.
SARA BAY
VIVELACAR
ZERO isn’t just for car subscription companies

Banks providing loans
Help your customers manage loan payments if sickness or job loss disrupts their finances.

Landlords renting properties
Help your tenants protect their rent payments, so they can remain in their homes.

Hardware subscription providers
Ensure your customers stay connected by covering their device payments during financial hardships.
Got questions?
Play it safe with ZERO