FINANCIAL PROTECTION
We enhance the security of pension plans and savings_
How online brokers, asset managers and banks benefit from insurance
Our saving protection for every situation in life
Whether in shares or ETFs, savings plans with neobrokers are growing increasingly popular. But what happens when customers encounter financial instability due to unexpected events like accidents, illness, or unemployment? While most providers allow customers to pause or terminate savings plans at short notice, the need for consistent contributions remains – retirement savings, after all, don’t become less essential due to a temporary inability to work.
This is where ZERO’s Savings Protection steps in. We cover the monthly contributions, allowing your customers to continue building their savings while ensuring your cash flow remains steady.
What is ZERO’s Savings Protection?
Services
Our savings protection covers monthly savings’ rates if customers become unable to work for more than 6 weeks or become involuntarily unemployed.
Our service is aimed at employees and self-employed workers.
Your customers can focus on what matters most: recovery without any uncertainty about their pension.
Integrations
ZERO’s Savings Protection becomes an integral part of your service package – an upgrade for your product, so to speak. Customers automatically enjoy insurance coverage without any additional bureaucracy.
Benefits
Our insurance feature provides your customers with financial security and flexibility in times of emergency. This approach not only enhances customer loyalty and satisfaction but also differentiates you in the market, establishing new industry standards.
Your customers enjoy peace of mind and, at the same time, you ensure that customers do not cancel their savings plans in the event of a financial crisis. A win-win situation for everyone.
The impact of sickness and unemployment
“By the end of 2028, we see the continental European market for ETF savings plans growing to 32 million ETF savings plans executed per month.”
– (extraETF, “The ETF savings plan market in continental Europe”, 2023)
Get started simply with ZERO
We ensure the integration of Invisible Insurance is as straightforward as it gets:
Firstly, we take care of the product integration together, then we deal with the technical integration. The first step in product integration is to find out how you want to integrate the insurance into your offer. In this conception phase, we are happy to support you in identifying the appropriate model. Depending on which services or products you want to enhance with an insurance benefit, for example a premium membership, a one-time insurance or a premium price model may make sense as an offer to your customers. In the latter case, the product is offered without insurance coverage as well as with coverage – as a premium variant.
Once the concept and thus the framework for the insurance has been created, the next step is to create a purpose-fit insurance solution. This involves clarifying which insurance has added value for customers and which data is available to calculate the price. The technical integration is followed by the implementation of the created product concept. If necessary, you can adjust your website and integrate ZERO’s technical interface. By using the API connection, you can add or remove members, manage contracts and much more. Even if you want to change something manually, you can do so via our web interface, which gives you unrestricted access to the insurance.
Got questions?
Play it safe with ZERO